Lease Excess Wear & Tear

Offer your leasor's the exterior and interior protection they deserve. Offer them the ability to turn in their lease without any worries of over-charges due to the wear, tear or even mileage on the vehicle.

Help protect your customer's wallet from lease-end charges

With two levels of coverage and a zero deductible option, the NAAG Excess Wear & Tear program provides consumers the opportunity to avoid lease-end expenses.

Standard Term

Up to $5,000 waived for any eligible excess wear and tear charges.
Vehicle may be turned in within 90 days of the scheduled termination date

Open Term

Up to $5,000 waived for any eligible excess wear and tear charges
Vehicle may be turned in within one year of the scheduled termination date

Benefits of Lease Excess Wear & Tear Program

  • Paint damage, exterior surface dents
  • Front and rear door, hatch and tailgate rubber seals
  • Tail, turn signal and brake light bulbs
  • Muffler(s) and tail pipe
  • Front and rear windshield, side glass chips, breakage
  • Convertible and vinyl tops, including trim and moldings
  • Carpet rips, tears, stains and spotting
  • Door, trunk and hatch handles
  • Alloy and steel wheels and wheel covers
  • Audio equipment, speakers and systems
  • Scratches, chips, pits or cracks
  • Lenses of head lamps, running lights and fog lights
  • Bumper(s), bumper covers, step bumpers and surrounding bumper trim
  • Interior upholstery surface rips, tears, stains and spotting
  • Discoloration, stone bruises, sand damage and pits
  • Chrome, bright metal, moldings and trim
  • Side and rear view mirrors (glass, surface and mechanical/electrical)
  • Hood ornaments and body insignia
  • Excess tire wear with less than 1/8" remaining tread
  • Missing part(s) up to $150 per occurrence